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Response Code

Response Code Response Message
100 Dear Customer, Thank you for your payment, Your transaction has been received successfully.
0 Dear Customer, Thank you for your payment, Your transaction has been received successfully.
481 Dear Customer, Your transaction has been received and under review, our representative will contact you shortly for further processing.
89 Channel is NOT ALLOWED
90 SESSION ID NOT FOUND
37 TRANSACTION_CODE_NOT_FOUND
35 INVALID_TRANSACTION
34 PARTIAL_REFUND_NOT_ALLOWED
33 AMOUNT_IS_GREATER_THAN_EXSISTING_AMOUNT
38 TPE_RESPONSE_CODE_NOT_FOUND
36 TRANSACTION TYPE NOT FOUND
230 Dear Customer, Your transaction has been declined by your issuing bank, Kindly contact your issuing bank for further details.
70 Transaction has been redirected, waiting for cardholder input
76 Requires encryption verification for activation
78 Issuer transaction rights limited, for details please contact your issuer
85 Transaction failed, the marketing rules are not met
1012 Account Closed
520 Dear Customer, Your transaction has been declined by your issuing bank, Kindly contact your issuing bank for further details.
230 Dear Customer, Your transaction has been declined by your issuing bank, Kindly contact your issuing bank for further details.
42 Balance deduction successful but transaction exceeded payment time limit
11020 ACCOUNT_STATUS_NOT_FOUND
23 AMOUNT IS GREATER THAN MAX AMOUNT
21 CERTIFICATE NOT PROVIDED
01 CLIENT CERTIFICATE AUTHENTICATION FAILED
02 INVALID USERNAME OR PASSWORD
03 INVALID CNIC
05 ACCOUNT NOT FOUND
06 MOBILE NO. NOT FOUND
07 INCORRECT TXN. REFERENCE NO.
08 INCORRECT OTP
09 OTP EXPIRED
10 INSUFFICIENT FUNDS
11 SYSTEM ERROR
12 API NOT ALLOWED
13 Invalid Channel Password
14 INCORRECT AMOUNT
1111 DAILY DEBIT LIMIT EXCEED
1112 MONTHLY DEBIT LIMIT EXCEED
1113 YEARLY DEBIT LIMIT EXCEED
1114 DAILY CREDIT LIMIT EXCEED
1115 MONTHLY CREDIT LIMIT EXCEED
1116 YEARLY CREDIT LIMIT EXCEED
11008 INCORRECT PASSCODE
11004 PASSCODE IS EXPIRED
11003 PASSCODE IS VERIFIED
11005 PASSCODE IS PENDING
11006 CODE STRENGTH FAIL
11007 INVALID PASSCODE TYPE
11008 INCORRECT PASSCODE
11009 PASSCODE RETRY EXHAUSTED
11011 EXCEPTION
11010 CODE EXIST
11012 CERTIFICATE NOT PROVIDED
11013 CLIENT CERTIFICATE AUTHENTICATION FAILED
188 INVALID USERNAME OR PASSWORD
76 INVALID CNIC
174 CUSTOMER NOT FOUND
143 ACCOUNT NOT FOUND
202 MOBILE NUMBER NOT FOUND
11014 INCORRECT TRANSACTION REFRENCE NUMBER
11008 INCORRECT PASSCODE
11004 PASSCODE EXPIRED
1003 INSUFFICIENT BALANCE
1 SYSTEM ERROR
11015 API NOT ALLOWED
11016 API LIMIT EXCEED
02 INCORRECT AMOUNT
102 DAILY DEBIT LIMIT EXCEED
88 There is a special condition on your account
63 INSUFFICIENT FUNDS
11018 MONTHLY TRANSACTION COUNT LIMIT EXCEED
11019 YEARLY TRANSACTION COUNT LIMIT EXCEED
173 TRANSACTION NOT FOUND
9000 GENERAL ERROR
1110 DAILY TXN COUNT LIMIT EXCEED
1117 MONTHLY TXN COUNT LIMIT EXCEED
1118 YEARLY TXN COUNT LIMIT EXCEED
69 TRANSACTION NOT FOUND
320 TRANSACTION NOT ALLOWED ON THAT ACCOUNT TYPE
24 CNIC_BLOCKED
11017 DAILY TRANSACTION COUNT LIMIT EXCEED
04 TXN ALREADY CONSUMED
22 AMOUNT IS LESS THAN MIN AMOUNT
79 ACCOUNT NOT FOUND
50 ACCOUNT NOT FOUND
39 REVERSAL DATE EXCEED
236 Dear Customer, Your transaction has been declined by your issuing bank, Kindly contact your issuing bank for further details.
476 Dear Customer, Your transaction has been declined by your issuing bank, Kindly contact your issuing bank for further details.
106 INVALID BYPASS ID
105 Request Cancelled
99 INVALID ADDITIONAL DETAILS
110 INVALID_URL
271 Bio-metric Verification Failed
111 CURRENCY_NOT_ALLOWED
109 INVALID CUSTOMER ID
108 INVALID_ORDER_REFERENCE_NUMBE
80 Your account is not allowed to be registered for HBL InternetBanking
01 Transaction failed For details please inquire overseas service hotline.
02 System is not started or temporarily down, please try again later
03 Transaction communication time out, please initiate inquiry transaction
05 Transaction has been successful, please inquire about transaction result shortly
06 System is busy, please retry it later.
10 Message format error
11 Verify signature error
12 Repeat transaction
13 Message transaction key element missing
30 Transaction failed, please try using other UnionPay card for payment or contact overseas service hotline
31 Merchant state incorrect. The payment is not completed within the order timeout.
32 No such transaction right
33 Transaction amount exceeds limit
34 Could not find this transaction
35 Original transaction does not exist or state is incorrect
36 Does not match original transaction information
37 Max number of inquiries exceeded or too frequent operations
38 UnionPay risk constraint
39 Transaction is not within the acceptance time range
43 Business not allowed, please contact overseas service hotline for help.
44 Wrong number entered or business not opened, please contact overseas service hotline for help.
45 The original transaction has been refunded or cancelled successfully.
60 Transaction failure, for details, please inquire with your issuer
61 Card number entered is invalid, please double check and enter
62 Transaction failed, issuer does not support this merchant, please change to another bank card
63 Card state is incorrect
64 Card balance is insufficient
65 Error with PIN, expiration date, or CVN2 entered, transaction failure
66 Cardholder identity information or mobile number entered are incorrect, verification failure
67 Limit on number of PIN entry attempts exceeded
68 Your bank card currently does not support this business, please inquire with your bank or overseas service hotline for help
69 Time limit on entry exceeded, transaction failure
71 Dynamic password or SMS verification code validation failure
72 You have not signed up for UnionPay card-not-present payment service at the bank counter or on your personal online bank, please go to a bank counter or access your online banking to activate it or contact overseas service hotline for help.
73 Payment card has exceeded expiration date
77 Bank card has not been activated for authenticated payment
79 The bank card is valid, but issuer does not support SMS verification
80 Transaction failed and the token has expired
81 Monthly accumulated transaction counter (amount) exceeded
82 PIN needs to be verified
84 PIN is required but not submitted
86 QRC status error
88 QRC not found
89 No Token found, invalid TR status or invalid Token status
98 File does not exist
99 General error
00 Dear Customer, Thank you for your payment, Your transaction has been received successfully.
112 Dear customer, you cancelled the order
218 MONTHLY DEBIT LIMIT EXCEED
100 Successful transaction
101 The request is missing one or more required fields.see the reply fields missingField 0 through missingField_N for which fields are missing
104 The merchant reference code for this authorization request matches the merchant reference code of another authorization request that you sent within the past 15 minutes.
150 General system failure.
153 Your CyberSource account is not enabled for the OCT service. Contact CyberSource Customer Support to have your account enabled for this service.
201 The issuing bank has questions about the request. You do not receive an authorization code programmatically, but you might receive one verbally by calling the processor.
Possible action: call your processor to possibly receive a verbal authorization. For contact phone numbers, refer to your merchant bank information.
203 General decline of the card. No other information was provided by the issuing bank. Possible action: request a different card or other form of payment
205 Stolen or lost card
208 Inactive card or card not authorized for card-not-present transactions
231 Invalid account number
233 General decline by the processor
234 Incorrect information in your CyberSource account
240 The card type sent is invalid or does not correlate with the credit card number
250 The request was received, but a timeout occurred at the payment processor
490 Your aggregator or acquirer is not accepting transactions from you at this time
491 Your aggregator or acquirer is not accepting this transaction
107 INVALID BILLING DETAILS
91 ORDER_NOT_FOUND
92 INVALID ORDER_DETAILS
93 INVALID SHIPPING_DETAILS
94 SHIPPING DETAILSNOT_FOUND
95 SESSION EXPIRED
96 INVALID_QUANTITY
25 CLIENT IP
26 ORIGINAL_TRANSACTION_NOT_FOUND
28 INVALID CUSTOMER KEY
29 CLIENT NOT FOUND
30 INVALID_DATA
31 CUSTOMER_ALREADY_REGISTER
97 INVALID_SHIPPING_NAME
98 DECRYPTION_FAILED
219 YEARLY DEBIT LIMIT EXCEED
46 SYSTEM ERROR
44 INTERNAL ERROR
102 Dear Customer, Your transaction has been declined by your issuing bank, Kindly contact your issuing bank for further details.
104 Dear Customer, Your transaction has been rejected because of unsuccessfull payment.
110 Only a partial amount was approved
150 Dear Customer, Your transaction has been rejected because of unsuccessfull payment.
151 Dear Customer, Your transaction has been rejected because of unsuccessfull payment.
152 Dear Customer, Your transaction has been rejected because of unsuccessfull payment.
200 Dear Customer, Your transaction has been declined by your issuing bank, Kindly contact your issuing bank for further details.
201 Dear Customer, Your transaction has been declined by your issuing bank, Kindly contact your issuing bank for further details.
202 Dear Customer, Your transaction has been declined by your issuing bank, Kindly contact your issuing bank for further details.
203 Dear Customer, Your transaction has been declined by your issuing bank, Kindly contact your issuing bank for further details.
204 Dear Customer, Your transaction has been declined by your issuing bank, Kindly contact your issuing bank for further details.
205 Dear Customer, Your transaction has been declined by your issuing bank, Kindly contact your issuing bank for further details.
207 Dear Customer, Your transaction has been declined by your issuing bank, Kindly contact your issuing bank for further details.
208 Dear Customer, Your transaction has been declined by your issuing bank, Kindly contact your issuing bank for further details.
210 Dear Customer, Your transaction has been declined by your issuing bank, Kindly contact your issuing bank for further details.
211 Dear Customer, Your transaction has been declined by your issuing bank, Kindly contact your issuing bank for further details.
221 Dear Customer, Your transaction has been declined by your issuing bank, Kindly contact your issuing bank for further details.
222 Dear Customer, Your transaction has been declined by your issuing bank, Kindly contact your issuing bank for further details.
231 Dear Customer, Your transaction has been declined by your issuing bank, Kindly contact your issuing bank for further details.
232 Dear Customer, Your transaction has been declined by your issuing bank, Kindly contact your issuing bank for further details.
233 Dear Customer, Your transaction has been declined by your issuing bank, Kindly contact your issuing bank for further details.
234 Dear Customer, Your transaction has been declined by your issuing bank, Kindly contact your issuing bank for further details.
240 Dear Customer, Your transaction has been declined by your issuing bank, Kindly contact your issuing bank for further details.
475 Dear Customer, Your transaction has been declined by your issuing bank, Kindly contact your issuing bank for further details.
520 Dear Customer, Your transaction has been declined by your issuing bank, Kindly contact your issuing bank for further details.

Customer Friendly Messages

Given below or similar messages can be shown to the customer after successful or a failed transaction